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| | Homes and Land Magazine: Not only do we publish your home in print form every month, and then distribute it to Orange County, San Diego and the Desert cities, but we also have set up an additional site where ready, willing and able buyers can contact us directly through the web regarding your home! Homes and Land Magazine Big Bear | | | When we have a commercial listing, one of the many sites that we utilize for specific investment advertisment is below. We always strive on doing the best FOR YOU! Our Business Listings on Loopnet.com | | | We are now proud to announce the newest addition to our marketing plan! We have now included ourselves on point2.com. Point2.com will advertise your listing in Big Bear automatically on 10 more additional sites across the internet once we load in the details! This gives our clients the optimum results in new internet age techniques that are ruling the marketplace! Take a look! Point2agent.com | | | Your one-stop source for real estate services covering Rancho Santa Margarita and Orange County! Cindy Bistany, Prudential properties Orange County Real estate Broker | | | Try this local restaurant for their famous Kujo's quiche & salad dressings! Kujo's Restaurant, Big Bear Lake | | | Local "adventure" store, from candy to candles...Mountain decor to fresh coffees..don't miss it! Bear Mountain Trading Co. | | | For SBA and Commercial financing needs, call Sati Kanwar at Valley Community Bank Valley Community Bank | | | When coming up to Big Bear with the family, call this great lodge for reservations. The perfect Big Bear Retreat! Timberline Lodge | | | Romantic Theme Room Lodging for Adult Couples Only. Castlewood Theme Cottages | | | Every time you buy a home, ask for a home warranty protection policy. Old Republic Home Warranty | | | one of the largest title insurance families in the nation, Commonwealth has the resources to back up all of our work. Our top priority has been, and always will be, to provide the highest level of service to our clients. Commonwealth Title | | | Big Bear Lake vacation rentals for your needs at Rentalo.com. Discover great deals and savings on Big Bear Lake vacation rentals and accommodations. Inquire and receive free offers on Big Bear Lake vacation properties, condos and villas. Big Bear Lake Vacation Rentals | | | Our Real Estate Home Show Online "About Me" Presentation is now live and can be viewed by clicking on the following link. Chuck Hurd on The Real Estate Home Show | | | US Census Data & comparisons with neighboring ZIPs! US Census Data & comparisons | | | Steve Gronlund and Vintage Mortgage Group - Lender Certified Mortgage Planners are not loan agents. They work very hard to design a mortgage plan that will work w/ your financial & retirement plans. |
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Financing Your Home >When Interest Rates Rise
Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.
One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.
If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.
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Which islands are considered the largest islands in the US?
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| A |
The Hawaiian Islands with 10,456 square miles are followed by Kodiak Island in Alaska at 9,510 square miles. |
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